According to recent statistics, Canadians are 10 times more likely to be unable to work due to a critical illness than to die before the age of 65. Most people do not realize that critical illness effects people in the prime of there lives. When crisis strikes, a critical illness plan will provide you and your loved ones with a lump sum cash benefit at a time when you'll need it the most. Should the life insured not survive one of the covered critical illnesses, the plan will refund all premiums paid until death to the beneficiary named on the policy.
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