Nearly one in three Canadians will require some form of Long Term care before the end of their lives. As government home care services become more limited due to the increasing number of elderly Canadians, private Long Term care insurance is becoming more important to both the aging population and to those people that may find themselves in a position to be financially supportive of them. A long term care benefit is in the form of dollars per day and can be purchased in increments of $10. In 2004, the average yearly cost of nursing home care in Canada ran from $24,000 to $36,000/year.
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